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Thursday, December 09, 2021











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Subject: inflatable pools
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Author Messages
MichelleG7
(Connecticut)

Posts:55


08/23/2021 5:05 PM  
Looking for what your main insurance policy says about inflatable kid pools on the common area. and or back decks.
LetA
(Nevada)

Posts:1469


08/23/2021 5:14 PM  
kiddie pools don't belong in common areas, property that you own, Yes.. The pool question is something you need to ask your insurance agent or read your policy. especially the exclusions page.
MichelleG7
(Connecticut)

Posts:55


08/23/2021 5:18 PM  
Thank you I was thinking I should ask the insurance agent. Now I will.
KerryL1
(California)

Posts:8734


08/23/2021 5:30 PM  
Good idea, Michelle. Are you on the board?

With LetA, I don't think residents' inflatable pools should be allowed on the common areas. I thin the HOA would be liable if something bad happened.
AugustinD


Posts:1937


08/23/2021 5:50 PM  
Posted By MichelleG7 on 08/23/2021 5:05 PM
Looking for what your main insurance policy says about inflatable kid pools on the common area. and or back decks.
How large are these kid pools? How do these kid pools get filled with water? Are they deflated and removed after a few hours of play? If they're more like a toy, I'm not sure I would vote to ban them. It would be like banning kids biking in common area. Such bans invite Fair Housing complaints of discrimination on the basis of familial status.

The question about back decks is worthy of ignoring until the OP indicates who owns the back decks.
KerryL1
(California)

Posts:8734


08/23/2021 6:42 PM  
Well, Michelle, does your HOA have rules about keeping personal items out of the common areas like personal furniture, plants, toys, wheeled devices (we're a high rise), etc. etc. We have such a rule and I think they're pretty common.

Inflatable pools do come in many sizes and unless tiny are often used by adults, so there's no discrimination against kids if not permitted.
AugustinD


Posts:1937


08/23/2021 7:26 PM  
Posted By KerryL1 on 08/23/2021 6:42 PM
Inflatable pools do come in many sizes and unless tiny are often used by adults, so there's no discrimination against kids if not permitted.
Right. Make sure the rule does not prohibit "inflatable kiddie pools" but instead has a blanket prohibition on all "inflatable pools."
MichelleG7
(Connecticut)

Posts:55


08/29/2021 10:02 AM  
I discussed with insurance agent. He said any inflatable pool put anywhere on property is an insurance risk for cancellation if an issue happens. it is not in our policy but that is what he said.

My state says anything holding water and is considered a pool must follow the state rules for pools if 2 feet or more of water.


I know what we will do.. I am the proactive one. The reactive to this one could lead to death to a minor coming on property and drowning in two feet of water. That is my conclusion. lot of deaths happen with kiddie pools. I researched it.

In our rules it says nothing on common area and the limited common the board can have a say. Limited they have the ability to use the area they dont own it.

ty



JohnC46
(South Carolina)

Posts:11667


08/29/2021 10:55 AM  
Mich

From what you say, in CT shallower then 2 feet deep is not considered a pool at all? Seems that way. If so, not an insurance issue.
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