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 Privacy Statement

HOA Talk.com is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the HOA Talk.com Web site and governs data collection and usage. By using the HOA Talk.com website, you consent to the data practices described in this statement.

Collection of your Personal Information

HOA Talk.com collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. HOA Talk.com also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by HOA Talk.com. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by HOA Talk.com for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the HOA Talk.com Web site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through HOA Talk.com public message boards, this information may be collected and used by others. Note: HOA Talk.com does not read any of your private online communications.

HOA Talk.com encourages you to review the privacy statements of Web sites you choose to link to from HOA Talk.com so that you can understand how those Web sites collect, use and share your information. HOA Talk.com is not responsible for the privacy statements or other content on Web sites outside of the HOA Talk.com and HOA Talk.com family of Web sites.

Use of your Personal Information

HOA Talk.com collects and uses your personal information to operate the HOA Talk.com Web site and deliver the services you have requested. HOA Talk.com also uses your personally identifiable information to inform you of other products or services available from HOA Talk.com and its affiliates. HOA Talk.com may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

HOA Talk.com does not sell, rent or lease its customer lists to third parties. HOA Talk.com may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, HOA Talk.com may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to HOA Talk.com, and they are required to maintain the confidentiality of your information.

HOA Talk.com does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

HOA Talk.com keeps track of the Web sites and pages our customers visit within HOA Talk.com, in order to determine what HOA Talk.com services are the most popular. This data is used to deliver customized content and advertising within HOA Talk.com to customers whose behavior indicates that they are interested in a particular subject area.

HOA Talk.com Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on HOA Talk.com or the site; (b) protect and defend the rights or property of HOA Talk.com; and, (c) act under exigent circumstances to protect the personal safety of users of HOA Talk.com, or the public.

NOTE: Any posts you make on HOATalk.com will display your userame and the state you entered on your registration form. The username is built with your first name and last initial. This allows firendly conversation on the site by use of first name but protects the privacy of members by only using the last initial. Posts made to HOATalk.com are visible to HOATalk members and the general public, so they will appear in search engines. Please be aware of this and do not post private information on the site.

Use of Cookies

The HOA Talk.com Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize HOA Talk.com pages, or register with HOA Talk.com site or services, a cookie helps HOA Talk.com to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same HOA Talk.com Web site, the information you previously provided can be retrieved, so you can easily use the HOA Talk.com features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the HOA Talk.com services or Web sites you visit.

Security of your Personal Information

HOA Talk.com secures your personal information from unauthorized access, use or disclosure. HOA Talk.com secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

HOA Talk.com will occasionally update this Statement of Privacy to reflect company and customer feedback. HOA Talk.com encourages you to periodically review this Statement to be informed of how HOA Talk.com is protecting your information.

Contact Information

HOA Talk.com welcomes your comments regarding this Statement of Privacy. If you believe that HOA Talk.com has not adhered to this Statement, please contact HOA Talk.com using the public contact information posted in the contacts section of this site. We will use commercially reasonable efforts to promptly determine and remedy the problem.


  

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