HOA rules and regulations

I am new to the HOA community and have a few questions pertaining to the state of Michigan.

1. Can a HOA deny a homeowner based on credit scoring?

2. Can a HOA prevent a homeowner from selling their property by land contract?

3. Does the HOA have to file their rules and regulations with the clerk of courts?

Thanks!

How do you fight entry into a community when...a 65 year old sold her house, bought a condo on land contract in MI and was told 3 weeks before the move to fill out the application for the HOA - she found out on the Friday before she was to move that she was denied based on her credit score....

Funny thing..we cannot find out who "sits" on the HOA board or is in charge..

WHAT was she denied? The land contract or membership into the HOA??

(I bet it's the land contract since the HOA has nothing to do with property purchasing)

However, . . . if the HOA owned the property, then it could deny the land contract.

Seller doesn't really have anything to do with it besides that he "neglected" to tell the buyer that she had to be approved before moving into the home. Now the "managing" agent is trying to say that she was denied entry because of her credit score (which she had no idea was as bad as it was). When I talked to the managing agent, he said she would be reconsidered if her score raised and she was able to get financing. She already has a land contract via a lawyer, has insurance, utilities in her name, was set to move on 7/20. Her house sold here via a deed in lieu...she's 71 years old.. Yes, I'm taking this on as a personal cause. I think its wrong. And there was a pretty hefty down payment involved. She wants to be by her only son and grandchildren. So...anybody see any options? Thanks!

Heh...... your association is going to end up in court. Unless you approve her, its going to cost you sooo much money in legal fees, and on top of that you will probably loose. Good luck.

Glen ,
In my years of dealing with different HOA's in Florida, several of them had "Interview" requirements beefore an owner could be cleared for a purchase. I went thru a few myself, having rental units. Each time, , after this bogus procedure, I would ask, what would be a reason to deny me? Some got really scared and some got on the offensive saying that legally, they could not deny but this procedure is in the documents. I guess that some Boards take it as a good scare or it gives tham actual cause to deny for residency.

One Board was clearly race oriented (I am caucasian) and I always waited for that issue to be brought up but I guess they were at least that smart not to go down that road. So the bottom line is,there is no reason other than a sexual preditors distance limits that any Board could deny a purchase or residency.