GaryT (Illinois)
Posts: 12
Posts: 12
Posted:
I'm directing my question specifically to those of you who live around golf couorses. How do you handle situations where golfers cause damage to homes (broken windows or siding) and don't take responsibility for the damage? We do not own the golf course, and they say it's the golfer's responsibility. However, unless you can actually catch the golfer in the act, generally you're out of luck. Even when causght, some golfers deny responsibility, saying it is the owner's fault for being so close to the golf course. Course was here before most of the homes, but subdivision was developed by course developer. Some homeowners have suggested that the HOA set up a fund to handle damage, but only a few homes get hit. CC&Rs say HOA is not responsible, basically putting it back on the homeowner and his homeowners insurance. Most homeowners, though, have insurance deductibles greater than the cost of repairs. Any thoughts would be appreciated.