Get 6 months of free community web site hosting from Community123.com!
Friday, January 09, 2009
Banking Solutions for Community Associations (NCB) (National Bank)
Finance repair projects or deposit reserve accounts with NCB, an industry leader with over 25 years experience. Learn More…
HOA Websites by Community123.com (National Community Website Provider)
We built HOATalk and we'll build your community website for free!  Click here for information on a free trial website.
IHG Insurance (National Insurance Provider)
Providing Community Association Insurance for over 25 years: D&O Liability, Crime Products, Umbrella Coverage and Property Manager's Errors & Omissions Liability.
Community Associations Network (National HOA Reference Library)
News, articles and blogs about condos/HOA's
Only members have access to all features.
Click here to join HOATalk for Free! Members click here to login and access all features.
Subject: Texas Townhomes and aluminum wire problem
Prev Next
You are not authorized to post a reply.
Author Messages
JamesR1
(Texas)

Posts:1


05/24/2006 1:32 PM  
Please help
We are a small Texas town home community of 118 units built in 1977. We were informed from our insurance provider that they will not cover the complex for fire that is caused by an aluminum wire shortage. Half of the units are wired with copper and the other half is aluminum. We will not get coverage until all units comply.
What are the homeowner’s responsibility and the association in this matter?
As it stands we just had a meeting and the home owners were given three months to comply and pay for the needed repairs. Those that don’t comply will face the consequences which includes a lawsuit leading to a lien on there unit. Meanwhile until all homeowners comply we are without coverage.

James
RogerB
(Colorado)

Posts:3725


05/24/2006 3:50 PM  
James, the Declaration may have wording which can be interpreted to make it the owner's reponsibility. It could be the Association's responsibility IF the Association's Declaration requires insurance coverage (normally it does) and no insurance company will provide coverage when there is aluminum wiring AND code requirements allow aluminum wiring.

Roger Borcherding
Official HOATalk.com Sponsor
DARCO Property Management (Colorado)
(303) 925-0150 
Email Roger at this address.
*See legal notice below (end of page) or go to www.hoatalk.com/legal
You are not authorized to post a reply.
Forums > Homeowner Association > HOA Discussions > Texas Townhomes and aluminum wire problem



General Legal Notice:  The content of forum messages are from the posting member and have not been reviewed nor endorsed by HOATalk.com.  Messages posted by HOATalk or other members are for informational purposes only, are not legal or professional advice and do not constitute an attorney-client relationship.  Readers should not act upon this information without seeking professional counsel.  HOATalk is not a licensed attorney, CPA, tax advisor, financial advisor or any other licensed professional.  HOATalk accepts ads from sponsors but does not verify sponsor qualifications nor endorse/guarantee any sponsor's product or service.
HindmanSanchez Legal Notice:  (For messages posted by HindmanSanchez) This message has been prepared by HindmanSanchez for informational purposes only and does not constitute legal advice. This information is not intended to create, and receipt of it does not constitute an attorney-client relationship. Members of HOATalk.com should not act on this information without seeking professional counsel. Please do not send us confidential information unless you speak with one of our attorneys and get authorization to send that information to us. If you wish to initiate possible representation, please contact an attorney in our firm. Our attorneys are licensed to practice law in the state of Colorado only.

Legal Notice For Messages Posted by Sponsoring Attorneys: This message has been prepared by the sponsoring attorney for informational purposes only and does not constitute legal advice. This information is not intended to create, and receipt of it does not constitute an attorney-client relationship. Readers of HOATalk.com should not act on this information without seeking professional counsel. Please do not send any sponsoring attorney confidential information unless you speak with the sponsoring attorney or an attorney from the sponsoring attorney’s firm and get authorization to send that information to them. If you wish to initiate possible representation, please contact an attorney in the firm of the sponsoring attorney. Sponsoring attorneys that post messages here are licensed to practice law in a specific state or states as indicated in their message signature or sponsor’s profile page. (NOTE: A ‘sponsoring attorney’ is an attorney that is a HOATalk.com official sponsor and is identified as such in the posted message or on our sponsor page.)

Copyright HOA Talk.com ( Homeowners Association Discussions )   Terms Of Use  Privacy Statement