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ChristinaR (Maryland)
Posts: 99
Posted:
I am the recently elected President of an HOA Community with 102 THs in MD.

Last night I found out that our previous board requested proposals for Parking Lot resurfacing and Striping. They had planned on using our reserves to pay for this.

Our CCRs state:

Section 3. Reserve Fund. The annual assessments shall include an amount adequate to establish a reserve fund for replacement of capital improvements in the Common Areas. A proportionate amount of each assessment payment received and held by the Association in trust, and shall be held separate and apart from other Association funds. Such trust funds shall be retained by the Association and used only for capital improvements and/or replacement of Common Areas facilities of the Association upon the approval of a majority of Owners.

Can we use the money for this? There was discussion at our meeting and some board members think this is maintenance and not a Cpaital Improvement and therefore should not be taken from reserves, while others think it is fine. Even our management company said we can use the funds for maintenance if we want.

We know that we need a majority vote, that is not an issue...its whether this is considered maintenance or improvements or replacements to 'facilities.'

I just don't want to end up in a lawsuit later from a homeowner that questions if we should have spent this money on maintenance or not. We have a good amount of parking areas (not enough for 102 homes) and the last time this was done, we only re-striped and it was $15,000. I'm sure we are looking at $25-$30k from reserves and don't want to have to raise dues to replace that if we legally can't use this money.
DavidW5 (North Carolina)
Posts: 565
Posted:
Yes, you can use reserve funds for this. Regular annual maintenance tasks (e.g. replace burned out light bulbs, weeding of flower beds, etc.) should not be paid for out of reserves. These are operating expenses. But resurfacing of paved areas occurs only at widely spaced intervals. That is exactly the type of repair/replacement that the reserve fund is set up to accumulate funds for.
ChristinaR (Maryland)
Posts: 99
Posted:
Thank you for the quick response! I feel much better about this now!
CarolF (Florida)
Posts: 435
Posted:
Christina - just to give you a broader picture, here is the reserve requirement for condos in Florida. Note that pavement resurfacing is one of the mandated reserve items.(from FL statutes 718)
2. In addition to annual operating expenses, the budget shall include reserve accounts for capital expenditures and deferred maintenance. These accounts shall include, but are not limited to, roof replacement, building painting, and pavement resurfacing, regardless of the amount of deferred maintenance expense or replacement cost, and for any other item for which the deferred maintenance expense or replacement cost exceeds $10,000.
SusanW1 (Michigan)
Posts: 5,202
Posted:
Christina - I am not sure why you had to ask this question.

Do you have a Reserve Fund Plan, based on a study? This would be a chart-like format where items to be paid out of the Reserve Funds are listed and the date for replair/replacment is noted. Deposits into the Reserve Fund pay for the repairs.

The board then implements the time table, and those needed items are taken care of.

So in your HOA's Reserve Plan Study/Plan, WHEN would the resurfacing/restriping have been done?

CarolR11 (Colorado)
Posts: 2,563
Posted:
Yes, I agree that you should have a Reserve Study along the lines that Susan mentions, and resurfacing and restriping should be listed on it. If your HOA does not have a Reserve Study with an est. cost to replace or maintain items, the estimated years of life left for various items, etc., make sure one gets done for you.

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