💬 Join us to post & get advice from 50,000 HOA & Condo leaders.

Create Free Account →

⚡ Takes 30 seconds

Already a member? Log in

BonnieG1 (Nebraska)
Posts: 1,186
Posted:
To be considered a retirement community a certain percentage of our units need to have at least one person who is 55 or over. Actually our documents state 57.
I was reviewing some old files and saw where the Board at the time voted to permantly lower the age to 50. Apparently none of the Board members knew that our documents could not be amended with just a Board vots.

Anyway this has stuck in the minds of our current Board members. I have mentoned over and over and over again we cannot lower the age. It has to stay at least at 55. One member just told me other Boards have allowed waivers. The President just told me today she thought the Board could approve someone underage. Is it possible dementia is setting in. I have said many times, I will fight tooth and nail to keep our age requirement at 55.

Our documents do mention a waiver, but that is referring to the leasing of a unit not the age requirement.
JeffR7 (California)
Posts: 251
Posted:
Bonnies, you are 100% correct.

The law is very clear. Any restriction based on age is considered discrimination and is not allowed by Federal Housing laws. The only exception to the rule are communities that elected to keep the age of their residents to 55+. There is no option on the age. It can't be 50 or 57 or any other number. It has to be 55. Also it effects residents, not owners. For example a young person may own a property in such community but will have to rent it out to someone over 55.
BonnieG1 (Nebraska)
Posts: 1,186
Posted:
Thank you Jeff.
It looks like I could have, but would not have, sued the community that told me I needed to be 65 to move in.
Also I understood and tried many times to explain to our President that a younger person can own a unit as long as someone 55 or over moves in. She thought a person had to be 55 to own a unit.
It just amazes me that people take Board positions and then do no research. Since I have a Master's degree in Education, researhing is second nature to me.
I am the newest Board member and have had to inform the President of the law and what is in our documents. This can get very frustrating at time; especially since I have to repeat myself so many times. When I became a Board member, I thought the other Board members would teach me. At least a lawyer is on the Board now.
LindaS16 (Texas)
Posts: 4
Posted:
If you live in an HOA 55 and over community, and your covenants state one person has to be 55 or over, what can be done regarding a President and BoD that refuse to do nothing and allow this young couple and their son to live here?
JeffR7 (California)
Posts: 251
Posted:
Linda, I suggest you start a new topic for your discussion. This one was dealing with a specific issue.
TimB4 (Tennessee)
Posts: 21,046
Posted:
Linda,

You must gather support and bring the issue to the board. If the Board doesn't want to comply with their governing documents, the easiest thing to do is recall the board. The more complicated thing would be to consult an attorney and see what legal actions might be available.

Please remember, that Federal regulations do allow for a certain percentage of homes in an age restricted community to be inhabited by individuals of a younger age without any penalty. Therefore, if it's only one home, I doubt you would out of compliance with federal law.

Here are some links concerning the federal guidelines:

Department of
Housing and Urban Development 24 CFR Part 100 Implementation of the Housing for Older Persons Act of 1995; Final Rule
a pdf document.

HUD webpage titled Questions and Answers Concerning the Final Rule Implementing the Housing for Older Persons Act of 1995 (HOPA)
LindaS16 (Texas)
Posts: 4
Posted:
Thanks for the replies, I thought if the HUD guidelines listed "55 and over" and our covenants stated "st least one resident of each home must be 55 or over" that our hoa would have a definite unbreakable rule that did not allow residents under age 55. (there is also another covenant that states "no one under age 18 can visit for more than 30 days") Also, a few years ago another couple bought in and the board actively pursued them through the courts and won. The young couple had to sell & move out. As far as I am aware, no changes have occred in our covenants regarding these statues. thanks for your responses.
BonnieG1 (Nebraska)
Posts: 1,186
Posted:
Quote:
Posted By TimB4 on 11/16/2011 9:17 PM
Linda,

You must gather support and bring the issue to the board. If the Board doesn't want to comply with their governing documents, the easiest thing to do is recall the board. The more complicated thing would be to consult an attorney and see what legal actions might be available.

Please remember, that Federal regulations do allow for a certain percentage of homes in an age restricted community to be inhabited by individuals of a younger age without any penalty. Therefore, if it's only one home, I doubt you would out of compliance with federal law.

Here are some links concerning the federal guidelines:

Department of
Housing and Urban Development 24 CFR Part 100 Implementation of the Housing for Older Persons Act of 1995; Final Rule
a pdf document.

HUD webpage titled Questions and Answers Concerning the Final Rule Implementing the Housing for Older Persons Act of 1995 (HOPA)

Tim,
Do you know how could I get a physical copy of the information on these sites? I can't copy them, probably due to copyrights. There is a icon that comes up that indicates they can e copied, but it did not work.
Thanks
BonnieG1 (Nebraska)
Posts: 1,186
Posted:
Tim,
my printer had just been paused. It is printing now. Thanks for this information. Maybe now I can convince the President that we can not lower the age requirement.
BarbaraB10 (California)
Posts: 117
Posted:
Bonnie

You can also save the webpage in PDF - at top of your browser under file > "save as".

Similar situation in my HOA but we need 100% compliance. I bookmarked the HOPA 1995 doc & saved it in PDF. It makes for faster reference when needed.

Be sure to read about resident age survey updates required every 2 years.



BonnieG1 (Nebraska)
Posts: 1,186
Posted:
Thanks Barb. however, My browser does not allow a "save as" on this site.
But I have been reading about the age documentation required every 2 years. I just sent an email to our Vice President who is a lawyer and asked her if she know about it.

🎯 You've read this entire discussion

Join the conversation with 50,000 HOA & Condo Leaders:

  • ✓ Ask follow-up questions
  • ✓ Share your experience
  • ✓ Get expert advice
  • ✓ Access 350,000 discussions
Create Free Account →

⚡ Takes 30 seconds

Already a member? Log in here