Renters under 55 in a 55+ community

In the HOA I live in (New Mexico) we are seeing very little purchase activity. Many owners are leaving their homes vacant and in the hands of rental agencies. We have a problem with under 55 renters coming into the neighborhood. Our CC&R's clearly state at least one resident must be 55+. We are at risk of our HUD status but understand the financial dilemma of two mortgage payments. How are you'all handling this issue?

It was my impression that the HUD requirement was for the community to document that it meets the age requirement every two years and to maintain the documentation on site. I don't think there is any requirement to submit the documentation to HUD and I very much doubt that HUD has the staff to send out to check on it. So I think there is little risk, in the short term, of any consequence for having some renters who do not meet the requirements.

Furthermore, if the owner certifies that at least one resident is over 55, there is no requirement that this be verified by the HOA.

What's the worst that could happen? HUD decertifies the community and folks under 55 could then buy in. That's not much different than the present situation. It might even increase the odds that you could sell when you want or need to.