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PattiK (Ohio)
Posts: 3
Posted:
I live in a condo assocation that is not run by a management. Over the summer, I had roof repairs done, and water entered into the closet downstairs causing mold. I showed the president the receipt, "repair roof leak and flash around chimney". I then requested he come over and look at the mold in the closet. He said I was still responsible get rid of the mold, even though this was caused by a roof leak. I turned this went to small claims court, and the president transferred my case to Civil court since he is denying my allegations. I also had water damage in the garage where the drywall is falling off, and I had a building inspector for the damage in the garage. I got a report back saying the attic is not properly ventilated, and that vents need to be installed on the roof for proper air-flow, and that is what is causing drywall failure in my garage. The president of the board is saying I am responsible for fixing the problems in my condo. That is why I am sueing the board. Who is right, or wrong?
PatrickH (California)
Posts: 204
Posted:
Hi Patti,

Who paid for the original roof repair back in the summer, you or the HOA? Usually, the homeowners association is responsible for maintaining and repairing the roofs. Check your CC&Rs to see who is responsible for maintaing and repairing the roofs.

If the HOA is responsible for maintaining the roofs, then it should be responsible for water damage to the walls caused by a roof leak. If the roof is your responsibilty, then you'd be responsible for the wall repairs.

The lack of adequate ventilation in your attic sounds like a design problem from the original construction. If you have that problem, then a lot of other units are in a similar situation. Don't know if your HOA is new enough to go after the developer to fix that problem, but it might be a good idea. If the HOA has to pay to fix all the ventilation problems, it could be very expensive.

PattiK (Ohio)
Posts: 3
Posted:
The homeowners assocation got billed for the roof repairs. We are not responsible for the common areas, they are. I showed the bylaws to a lawyer, and he said I have two options against them. I can send a certified letter to their lawyer asking to cover the expenses of the damages I have in here, or drop the suit and start all over again. The lawyer I spoke with also lives in a condo assocation and does not understand why they are giving me a hard time. I was also thinking of sending that inspection to the city building commissionar on the major defaults I have in my garage. I do not understand why I should be responsible for the damage in the garage, or the mold and drywall I had removed in the condo. I cannot replace the drywall in the garage (and some are still falling off), or sell the place until I get it fixed.
RogerB (Colorado)
Posts: 5,067
Posted:
Patti, I would have tried diligently to work with your Board before considering legal action. Once attorneys get involved it immediately becomes an advisal situation. IMO you do not have a strong legal case unless you can definitely prove the mold and wall problems were present prior to you requesting the Board to correct the problem. Do you have definite proof, like time dated photos of the mold and wall damages, prior to doing repairs you apparently were not authorized to do?
PattiK (Ohio)
Posts: 3
Posted:
I definately have all the photos, all the receipts, the date of when they fixed the repairs. I did work with the board member and requested he come over and look at the mold. I further went to a meeting and showed him the receipt on when the roof leak and flash around chimney was repaired and he told me I couldn't prove it was a roof leak. I kept the drywall with the water stains on it from the garage for further evidence, and when I showed the lawyer the photos, he could see water stains around the installation inside the drywall where it had to be cut out. Depends on the suit, I might have a case, or not.
SaraT1 (California)
Posts: 1
Posted:
I have a similar problem just like the one you have dicribed, except that I haven't started to fix the leak in my garage yet. I also have a leak under the slab in my bedroom which the assciciation came in and drill a hole to locate the damaged pipes fixed it once but the problem continued damaging my wooden floors, and now they are refusing to come out to finish what they started; living my bedroom with a huge hole on the slab where I'd tripped a few times causing me to fall down.

MelissaP1 (Alabama)
Posts: 13,836
Posted:
Would you rather live in a moldy home or one you had fixed? You can cure the mold problem with a water and bleach solution sprayed on your walls and repaint. Some company's may have you rip out the dry wall altogether and replace. However, a quick and easy solution is to apply the bleach. NOT all mold is bad mold or toxic.

Honestly, I think your better off fixing the issue than suing. The inside of your walls may be your responsibility. Plus this is more of an insurance claim against the HOA than a lawsuit. A lawsuit may just get paid out of the HOA's insurance anyways.

Suing your HOA is suing yourself and your neighbors...You want to pursue this then understand the ramifications and costs of pursuing. Is it a "Peric victory" or just something that happens in life?

Former HOA President
JanetB2 (Colorado)
Posts: 4,219
Posted:
Hi Patti:

Have you checked with your insurance company? One thought is if you file a claim with them then they can in turn attempt to get the HOA insurance involved to possibly determine which of each is responsible for the various repairs.
RobertR13 (California)
Posts: 37
Posted:
All this sounds contrary to what I have heard and read. Our bylaws state the interiors are the owner's responsibility and I believe the Adam Kessler website has a reference to this thing which states that the interior is homeowner responsibility too. More importantly, the homeowner is required to carry HO6 insurance if he has a mortgage that is overseen by Fannie Mae, right?
JohnC46 (South Carolina)
Posts: 14,265
Posted:
Quote:
Posted By RobertR13 on 02/19/2012 2:16 PM
All this sounds contrary to what I have heard and read. Our bylaws state the interiors are the owner's responsibility and I believe the Adam Kessler website has a reference to this thing which states that the interior is homeowner responsibility too. More importantly, the homeowner is required to carry HO6 insurance if he has a mortgage that is overseen by Fannie Mae, right?

Robert

If the HOA is responsible for outside structural maintenance and as a result of their "whatever" it causes damage to the inside of my home, cannot one make a case that their "whatever" caused such damage and they are responsible for it?

Like their choice of inferior shingles, roofing company, or their failure to "whatever", caused roof leaks which destroyed my ceilings.

I am far, far from an insurance expert so I will not address that aspect, but I expect my insurance company might......LOL

RobertR13 (California)
Posts: 37
Posted:
I agree with you, and hence the requirement to spell out requirement of HO6 insurance by each homeowner in the governing documents. However, the fact stands that if the governing docs spell out that interiors are not covered, then it's hard to help the homeowner without causing a precedent of the same. If the governing docs do not spell anything, then doesn't the Davis-Stirling take effect which also requires that the homeowner is responsible for his/her own interiors (?).
JanetB2 (Colorado)
Posts: 4,219
Posted:
Quote:
Posted By RobertR13 on 02/19/2012 2:36 PM
I agree with you, and hence the requirement to spell out requirement of HO6 insurance by each homeowner in the governing documents. However, the fact stands that if the governing docs spell out that interiors are not covered, then it's hard to help the homeowner without causing a precedent of the same. If the governing docs do not spell anything, then doesn't the Davis-Stirling take effect which also requires that the homeowner is responsible for his/her own interiors (?).

Not in this instance because the original poster is from Ohio and not California. Davis-Stirling is CA based statutes.
TimB4 (Tennessee)
Posts: 21,046
Posted:
Janet,

Your response is an excellent example why old threads should not be reactivated.

The original thread was indeed from an individual in Ohio. That post was made in November 2006

Then in February 2012, Sara reactivated the thread with a similar issue.

Unfortunately, especially when over 5 years has passed between the initial post and the reactivation, people respond to the thread and may make comments to old advice based on newer laws. This can make the whole thread difficult to read, understand and follow.

John, Robert and Melissa were replying to Sara's posting.

Tim
JanetB2 (Colorado)
Posts: 4,219
Posted:
Yep ... my bad did not catch the date ... sorry Robert you are correct as Sarah is from CA.

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